Terms & Conditions

These Terms are designed to protect you, us, and other users of our websites and apps. By accessing, downloading, using or browsing our websites or apps, you acknowledge and agree to be bound by these Terms. If you do not agree to these Terms or if you do not agree with our Privacy Policy, please do not use our websites or apps. Any use of our websites or apps that is inconsistent with these Terms is deemed unauthorized access. We reserve the right to make changes to these Terms at any time, and will post an updated version here. Please check back from time to time to ensure you are aware of any updates or changes.

Limited Right to Use
In exchange for your agreement to these Terms and payment of any applicable fees, the Companies grant you a limited, non-exclusive, personal, revocable right and license to download, access, and use the functionality of our websites and apps. The rights to download and use the websites and apps are licensed to you and are not being sold to you. You have no rights in the websites or apps other than to use them in accordance with these Terms. The Companies reserve the right to terminate your access to our websites and apps at any time and for any or no reason. You may not remove or alter any notices found on our websites or apps, distribute, make derivative works of, reverse engineer, decompile, or disassemble the websites or apps. You may not access the websites or apps for the purpose of building a similar or competitive service, website, or app. You may not use any web crawler, robot, spider, or other automated method to retrieve, data mine, scrape or otherwise gather information or content available through the websites or apps.

Personal and Non-Commercial Use
Your use of our websites and apps is limited to personal and non-commercial use. You may display and download a single copy of our websites and apps onto your personal devices solely for your own personal, non-commercial use. Otherwise, you may not copy, reproduce, print, distribute, transmit, display, perform, publish, license, modify, translate, adapt, create derivative works from, transfer, sell or otherwise exploit the websites or apps, or any content, products or services obtained through them.

Eligibility to Use Our Websites and Apps
You must be 16 years of age to access or use our websites or apps, or to create an account with us.

You represent and warrant that (1) you are not a citizen of or located in a country or region that is targeted for comprehensive trade sanctions by the U. S. Government, (2) you will not access or use our websites or apps from such a country or region, and (3) you are not designated on the U.S. Treasury’s Specially Designated Nationals or Blocked Persons List or otherwise a person who is barred from doing business with U.S. persons or from receiving exports of goods or services from the U.S.

Compliance with Applicable Law
It is our policy to comply with all applicable laws and regulations in operating our websites and apps. We ask that you do the same. By using our websites and apps, you are presumed to accept this request, and agree to comply with all applicable laws and regulations.

Intellectual Property
The Companies own all rights, title and interest in our websites and apps, as well as all text, content, graphics, interfaces, code and materials, the look and feel, selection and arrangement, design and organization of the websites and apps, and the compilation of the content, code, data and materials on the websites and apps, including all intellectual property and proprietary rights. The content of our websites and apps is protected under United States and other copyright laws, and is the property of the Companies. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works or in any way exploit any of the content of our websites or apps, in whole or in part. No copying, redistribution, re transmission, publication or commercial exploitation of downloaded material without the express permission of the Companies or the copyright owner is permitted.

All words and symbols designated by ® or ™ and used on or in connection with our products or marketing materials on the websites and apps (collectively the “Marks”) are trademarks or registered trademarks of, and are proprietary to, the Companies or other owners that have granted the Companies the right and license to use such Marks. For clarity, there may be instances where trademark symbols are omitted for creative reasons, which does not impact the validity or enforce ability of these Marks. You may not display or reproduce the Marks other than with our prior written consent, and you may not remove or otherwise modify any trademark notices from any content.

Any copying, distributing, transmitting, posting, linking, deep linking or otherwise modifying the websites or apps without our express written permission is prohibited. Any violation of this section may result in copyright, trademark, service mark or other intellectual property right infringement that may subject you to civil and/or criminal penalties. The Companies reserve the right to terminate your use of our websites and apps if you infringe our or any other person’s intellectual property rights.